top of page

Inclusive lender
with a rich heritage

We are a not-for-profit, FCA-accredited finance provider offering loans to both start-ups and established businesses across the UK.

 

Over the last 36 years, as a multi-award-winning organisation, we have a proven track record of helping businesses that struggle to secure funding from high street lenders, particularly those in underserved and underrepresented communities, including women-led businesses, ethnic minority-owned businesses, and those facing social or economic challenges. 

£96 million +

invested in small businesses

5,257

small businesses supported

8,605

jobs created or safeguarded

Since 1989, I’ve seen how inclusive finance can change lives, especially for those overlooked by traditional lenders. Supporting ethnic minority entrepreneurs, women-led businesses, and underserved communities has been our mission from the start, and remains just as vital today.

62.png

Empowering businesses since 1989

SMT_1.jpg

We were established as First Enterprise Business Agency in 1989 in partnership with Nottingham City Council to encourage and support the local ethnic minority community into economic activity after the riots of the 80s.

​

By 1993, we broadened our support to the whole business community and became independent of the council. Since then, we’ve grown considerably and now work with a range of partners to support businesses across the East Midlands, South East Midlands and West Midlands.

​

Today, we promote inclusive business and work with our funding partners to ensure everyone can access the business advice and finance they need for their business to succeed.

Message from our Chairman

More than a lender,
we are your partner in growth!  

Tailored financial
solutions

Our loan solutions are crafted to match the unique needs of each business, ensuring access to the right support at the right time. 

Personalised support
at every step 

You'll be assigned a dedicated advisor who provides one-on-one guidance, ensuring you have expert support whenever you need it. 

Decisions made by people, not algorithms 

We take a human approach - real people review each application, looking beyond numbers to see your business's true potential. 

A relationship built
on trust 

We do more than provide funding - we build lasting relationships. We believe in the people behind the business and stand by them as they grow. 

Our impact over the last financial year 2025/26

£22.6m

invested in small businesses 

827

loans delivered

40%

lent to female-led businesses

33%

lent to businesses of ethnic minority 

Get to know our team

Our Board of Directors

62.png

Hassan Ahmed

Executive Chairman

69.png

Leslie Ayoola

Board Member

64.png

Shamsher Chohan

Board Member

73.png

Ernest Wright

Board Member

72.png

Azad Choudhry

Board Member

67.png

Nasim Chaudhry

Board Member

66.png

Mohammed Rashid

Board Member

Our Leaders

9.png

Daniel Carrico

Executive Director

6.png

Danielle Davis

Deputy Director

13.png

Caroline Everett

Head of Finance

---

60.png

Abdullah-Isa Amole

Portfolio & Risk Manager

---

33.png

Michael Fletcher

Head of Underwriting

​

52.png

Vimple Bhundia

Senior Credit Controller

---

Nabeel_edited_edited.jpg

Nabeel Akhter

Senior Investment Manager

Investment Managers — Business Loan Team

Business Advisors — Start Up Loan Team

Operations Team

49.png

Victoria Dixon

Information Officer

17.png

Darshak Dharod

Loan Underwriter

---

20.png

Forbes Lucas

Loan Underwriter

---

53.png

Vivienne Williams

Loans Administrator

---

16.png

Carlo Eid

Finance Controller

---

Our Network of Partners

We work with trusted partners to help small businesses secure the financing they need to grow and succeed.

1.png
2.png
3.png
4.png
5.png
Parntner logos for website.png

Trusted - Certified - Awarded

We are proud to earn industry recognitions and join leading programmes, so we can keep delivering the best support and funding to our clients.

iiwc_vertical.webp
WIF_Charter_Mark.png
CE_Square_V3_2025 (1).png
Jul24449_First-Enterprise_SME-Midlands-Enterprise-Awards-2024--Winners-Badge-.png
New logo FE.png
BA badge winner (1).png
bottom of page