Business Loans up to £150,000

We understand the importance of growing your business which is why we want to help as many SMEs and fast-growing start-ups to expand their businesses as possible.

We pride ourselves on our friendly, face to face approach and look at each application individually. This human approach allows us to provide business loans to people who may otherwise struggle to raise business finance through a traditional high street bank.

Why choose us?

We offer business growth finance up to £150,000 at a competitive rate with no early repayment fees.

What can you use our business growth loans funding for?

Our business growth finance can be used for a range of expansion purposes, including:

  • Asset Acquisition
  • Equipment purchases
  • Helping with cash flow
  • Investing for growth and more
  • Leasing premises
  • Marketing
  • Securing services

Information we need to start your application process

  • A completed application form
  • A comprehensive business plan
  • Bank statements for the last six months
  • Two years of audited accounts or current management information for existing businesses
  • Cashflow forecasts for two years
  • Curriculum Vitae (CV)
  • Photo ID and a recent utility bill evidencing the home address
  • Two references for each applicant
  • Other financial information may be requested to ensure that the financial support sought meets our required criteria.

The small print

Applicants must:

  • be aged 18 years or over
  • have resided in or have a business in the East Midlands or South East Midlands for more than 18 months
  • be able to contribute a minimum of 25% of the value of the loan

The business must also demonstrate either job creation or safeguarding.

An arrangement fee of 3.5% and security fees are payable. Repayments are made over a period of between one and five years. Interest will be charged at 17% for unsecured loans between £25,001 to £150,000*. There are no early repayment fees.

*subject to fund eligibility.